13 things no one ever told you about saving for your first house


1. When you decide to treat yourself on payday, shoes are out of the equation. Instead you start to get excited about tea towels. It's a downward spiral from now on. You don't even know who you are any more.

2. Putting away a huge chunk of your savings each month breaks your heart just a little bit each time. Despite you knowing it's for a good reason.

3. When you look at your current savings, you wonder if it's acceptable to jack this house lark in and go travelling around the world instead. Those beaches in Thailand are calling your name.

4. You think it's perfectly acceptable to spend £20 on two copper letters because they look nice. Let's face it, buying cutlery is boring and you can always use plastic ones.

5. You can spend hours looking on Rightmove at houses way out of your budget. We all have to aim for something right? That multi million house might be yours one day.

6. You dream of having a walk in wardrobe but your boyfriend is adamant that the spare room is going to be a games room. The house may be two years away but it doesn't stop you getting annoyed. There's not going to be enough room for his clothes in your wardrobe.

7. The final amount needed for a house deposit makes you feel a bit sick and want to bury your head in the sand. Since when did you become this grown up?

8. Thanks to Rightmove you know the average house price all over the country. And the world. A 4 bedroom, two bathroom house in Texas for only £60,000? I'll have that please.

9.  Despite knowing that it's about time you took the plunge to buy a house, you still mourn the lack of holidays you can have. You could have a city break each month for the amount you're saving. You would also end up living in a cardboard box.

10. You seem to spend all your time blaming things on the house savings. Want to come out at the weekend? Nope got a house to save for. What to have a bite to eat? Nope got a house to save for. You begin to bore yourself.

11. Conversations with friends revolve around saving for a house, mortgages and homeware shops. You're all in the same rocky boat. Clinging on to the life jacket.

12. Mortgage rates make you want to gauge your eyes out. With a blunt needle.

13. Seeing the light at the end of the tunnel is hard. But deep down you know that house will be one of the proudest achievements of your life.

9 comments:

  1. Eeek! I'm not at that stage yet, still looking for somewhere to rent haha but good to know in advance! I can definitely relate to 4 and 5 haha. Good luck, I hope it goes well! xxx
    Lucy @ La Lingua Italy

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  2. I nodded along to this entire post :) We've just bought our first house and will be moving into it in September (just waiting for it to be built! Our arguments surround the office, I want the desk to be a blogging desk and he wants to use it as a gaming desk. At the moment we can't agree so are getting 2 desks! One each! We're a pair of kids!

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  3. Yes I can TOTALLY relate haha, me and my boyfriend are saving for a house at the moment but I find it so hard to not spend my money on clothes and nice things but I do enjoy picking up house bits for when we do move! Although I would probably blow the house savings and go on an American road trip, if given the option!

    Tilly x

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  4. You have saved so hard for this, it will all be worth it in the end!

    Maria xxx

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  5. Ahhhh, I nodded to every little point!
    Add working a full & part time job to the list in order to save. My friends thought I'd ran away 'cos I was never able to go out.
    But every single thing is worth it when you finally get those keys.
    And now I spend all my money on lamps and candles....ahhh the joys.

    Gillian xx EyelinerFlicks

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  6. It's definitely worth it in the end but one year in and seeing 29 more years of mortgage payments ahead is terrifying too! That's longer than I've been alive! x

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  7. I understand but not enough that I'm ignoring all the voices in my head to say no to things!!!x

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  8. This was great to read! Houses are sooooo expensive and I cry every time I think about wanting to buy new shoes. xx

    Julie
    www.rainingcake.com

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  9. Sounds terrifying! I'm happy renting until I can buy, mainly because I don't really have a choice. Plus flatsharing can be so much fun with the right people!

    - Elodie x
    www.elle-yeah.com

    ReplyDelete

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