4 tips on how to save for a house deposit

It's all fun and games when you're buying china cups and saucers for your future house and picking out the perfect coloured Smeg fridge. But all that's no good if you haven't actually got the two pennies to rub together for a house deposit. As many people my age, I'm currently on the long journey to try and scrap together £30k to buy my own house. But with houses prices constantly on the up, I really haven't got too long. So I've got a few tricks and tips to help make the process a little easier.

Start a money diary
It can be so easy to spend money and before you know, it's the end of the month and you only have £2.31 left in your bank account and nothing to show for. Keep track of everything you spend from that random splurge in Topshop to the cheeky three bottles of diet coke. This will help you re-evaulate your spending habits and work out how much you can comfortably save a month and still have a semi-decent social life.

Set up a direct debit for the day you get paid
If you're anything like me, you live like a King the first week of your pay-packet and then have to survive like a pauper for the remaining three weeks. I set a direct debit to come out of my bank account the day I get paid for my savings account. This way I hardly know it's gone missing as it's like it was never really there.

Get a credit check
Before you get accepted for the elusive mortgage you have to undergo a credit check. You can find out more here. This will help give your credit history a score rating and will help you know exactly what you need to change or carry on doing. Once this is completed, house buying starts to get a lot more serious. Make sure you keep paying off those monthly credit card bills and make late payments a thing of the past. No point saving all that money if the bank is going to reject you anyway. Get your affairs in order!

Learn to make sacrifices
In an ideal world I'd have numerous Mulberry handbags, monthly trips to the Caribbean, a North London townhouse and a wardrobe full of Christian Louboutin shoes. But alas on my wages, it ain't ever going to happen. So you need to decide what you want the most and what you can still afford to do despite putting away a huge chunk of your money. For me it's travel - you can tell by my Pinterest board! I'm not really prepared to compromise on that aspect. So I've cut back on the amount of new clothes I buy so I can put more money towards seeing the world. That way the house deposit fund doesn't have to suffer.

Do you have any words of wisdom to offer?

Review: J-Dog, Shoreditch

When an email popped into my inbox from J-Dog inviting me to lunch, I was intriuged. Based at Pump street market - a cool old petrol station in shoreditch - the Asian-infused hot dog company are offering something unique to the market. In fact, they're the only ones offering Japanese dogs on the market. Pretty cool huh?

First up to try was the Kimchi J-Dog. A premium Japanese Kurobuta pork sausage was piled high with crispy seaweed, thick tangy Teriyaki sauce and spicy Kimchi. Delicious! The flavours went absolutely perfect together. The juicy sausage was the star of the hotdog.

Then we tried the Okonomi J-Dog. Once again I opted for the Kurobuta sausage. There was just something about the intense flavouring and tender meat. So unlike any other pork sausage I'd had before. This time it was topped with dried bonito flakes - fermented tuna -, okonomi sauce and Japanese mayonnaise. The Bonito flakes were definately an acquired taste!

The stall has recently started introducing seafood to the mix too. With a mixture of spring rolls, crispy calamari and juicy tempura prawns. Usually I find fried seafood a little hit and miss. The grease can be overpowering and ruin the fish. But this was amazing. The batter was lovely and thin and made sure the seafood was the star of the show. It sounds simple but it's very hard to master given the amount of terrible versions I've eaten.

The street market is open from 11am-11pm so it's a great place to stop on the way home after the pub to the station. If you like your food with a kick, you can't go wrong with the Kimchi special. You won't regret a visit!


OOTD: Grey Duster Coat

Grey duster coat: Topshop (similar)
Paisley print silky shirt: c/o Boohoo
Ripped skinny jeans: F&F (similar)
Double strap sliders: Birkenstocks  

So August huh? The less said about this month the better. This isn't the outfit I'd expected to wear during the 'height' of summer but what can you do? That said I really loved this outfit. It was just so simple yet I still felt well put together. I treated myself to this shirt thanks a gift voucher from the Boohoo press day and it's hardly left my body. I love the silky, fancy material and the fact it's collarless makes it a little different from the sea of shirts in my drawer.

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